Too Late to Sell, Too Early to Buy? Dear Valued Clients and Friends, MARKET PERSPECTIVE: The stock market finished the year with mixed results. During the fourth quarter, the NASDAQ 100 led the charge with a whopping 9.86% gain, ending the year up 8.43%. The NADSAQ Com-posite rallied 8.83%, posting a 5.73% gain for 2015. Unfortunately, these performance numbers are further evi-dence of the somewhat disturbing trend established earlier in the year that the market is being led